Progressive launches Pay-as-you-drive insurance

Progressive is Florida’s fourth largest auto insurer and they have just rolled out a program that provides discounts to eligible customers who allow the insurance company to track how much they drive. Click on the link below to read the full article on how this new insurance will work..

http://weblogs.sun-sentinel.com/business/realestate/housekeys/blog/2011/02/payasyoudrive_insurance_launch.html

Which cars get the most tickets?

I came into work this morning.. opened my computer and the first article that pops up is this one… which cars get the most tickets? What’s funny is that Mike (our auto specialist) is currently buying a new car and it’s on this list! Check to see if you car made the list… and if it is… drive slowly from now on!

http://articles.moneycentral.msn.com/Insurance/InsureYourCar/which-cars-get-the-most-tickets.aspx

Prized Possession….Cute Travelers Commercial

Travelers has some great commercials on TV these days. CWI is proud to have Travelers as one of our top companies we place business with. Let us insure your prized possessions with Travelers. Call us! 888-636-6438. Check out how cute this commercial is…

[youtube=http://www.youtube.com/watch?v=5G7bGBUlx2M]

Progressive Launches App for Smart Phone

Progressive, the first major U.S. car insurance group to introduce an Android app specifically for car insurance, also has an Apple iPhone app and a mobile Web site. The free Progressive app is available from the Marketplace on Android devices.

Click on the link below to read more about the app:

https://insurancenewsnet.com/article.aspx?id=181764&type=propertycasualty

Progressive is one of the nations largest auto insurers. CWI Underwriters , located in Plantation, FL serving the whole state of Florida, is proud to be partners with Progressive. Call us for a quote on your auto insurance. Along with Progressive we write with Travelers, GMAC, Bristol West, Infinity, and AIC. 888-636-6438 or visit our Virtual Agency and fill out the free quote form and one of our highly skilled agents will contact you.

2010 safety picks

Shopping around for a new car? Worried about the safety of your family? The safest cars for 2010 have been tested and listed on the Insurance Institute for Highway Safety’s website. Please keep in mind that these vehicles will more than likely save you some money on your auto insurance rates as well, being that they come standard with such great safety features. Click on the link below to see if your car made it to the list:

http://www.iihs.org/ratings/

happy earth day!

Today is the 40th anniversary of Earth Day! Have you gone green yet? Here are some ways to get your home to go green, so you and your family can become a part of helping the Earth not only on, today, it’s day!

• Wash clothes in cold water whenever possible. As much as 85 percent of the energy used to machine-wash clothes goes to heating the water.
• Unplug appliances when you’re not using them. Or, use a “smart” power strip that senses when appliances are off and cuts “phantom” or “vampire” energy use.
• Install compact fluorescent light bulbs (CFLs) when your older incandescent bulbs burn out.
• If you eat meat, add one meatless meal a week. Meat costs a lot at the store-and it’s even more expensive when you consider the related environmental and health costs.
• Stop using disposable bags-order some reusable bags or make your own! You can order some at Enviorsax or Flip & Tumble.
• Pay as many bills as you can online and stop paper billing.
• Shut your computer off completely at night.
• Conduct a quick energy audit of your home.

These are just a few ways that the whole family can work together in saving the earth! Progressive has been going green for years now, offering e-signing for the applications and also giving a paperless discount for those that opt to get all their policy information via email vs in the standard mail.

Join CWI Underwriters in celebrating Earth Day and GO GREEN!

the geco left town 15 mins ago..

The following is a TRUE STORY!

A loyal customer of ours, which has his homeowners, commercial, and auto insurance with our agency.. the world renowned CWI Underwriters, was informed by us that his renewal had increased  a bit (yes we contact our customers prior their renewal to review their policies. That’s a free service we offer here at CWI Underwriters, does the lizard do that? NO! ). Anywho, his policy had increased a signficant amount for the year (granted he did add a car, but we still felt we could find him a better rate…which we did…cuz CWI is AWESOME) So we re-quoted him with none other than our #1 company here at CWI Underwriters… triple A rated, reliable,  famous for their extraordinary claim service….Travelers of Florida and we were able to save them a jaw dropping $1100 for the YEAR! The lizard couldnt do that for him… but we here at CWI Underwriters located in Plantation, FL pride ourselves in saving our customers money and providing them with exceptional service. Give us a call! 888.636.6438

progressive roadside assistance

Roadside assistance is a coverage that provides peace of mind. What exactly does it cover? The following is covered under your Progressive roadside assistance plan:

* Towing — Whenever your vehicle requires more than at-the-scene service, you can use your roadside assistance coverage to tow it anywhere within a 15-mile radius, or to the nearest qualified repair facility if one doesn’t exist within 15 miles.

* Flat Tire Change — No need to freak if you have a flat. A roadside pro can put the spare tire on your vehicle at the scene.

* Battery Jump-Start — Call us if your battery fails.  It will be jump-started at the scene to help get you on your way.

* Emergency Fuel and Fluid Delivery — If you run out of gas or your vehicle overheats, get the required fuel or fluids you need delivered directly to your vehicle. You only pay for the cost of the fuel or fluids. The delivery and service is free.

* Locksmith Service — If your keys are lost, stolen or accidentally locked inside your vehicle, we will dispatch a qualified service provider. You only pay for the cost of the keys.

Please give us a call to make sure your Progressive policy does have this coverage included. Visit us at www.cwiunderwriters.com or call us at 888.636.6438.

Ever wonder how auto insurance claims are paid?

In the state of Florida, claims are paid as follows:

1.   Personal Injury Coverage (mandatory; a.k.a. “No Fault”) – covers up to $10,000 of medical bills (80% of your own medical bills and 60% of your own loss wages and a $5,000 benefit for funeral expenses, all inclusive with the $10,000 limit)

2.   Medical Payments (optional coverage) –  covers you, other members on auto insurance agreement, passengers in insured vehicle (regardless who is at fault),  and pays for your medical bills after PIP is exhausted.  (Food for thought: Adjusters will mandate monies paid for doctors bills with this coverage first, IF you suffer wage loss, giving PIP coverage more leisure to pay for your wage loss benefit.)

3.   Liability Coverage (Bodily Injury and Property Damage) – if you cause damage to a person and/or their property this will be covered depending on the policy limits  you choose; this does not include your own injuries nor property.

4.   Uninsured/Underinsured Motorist Coverage protects you and other drivers in household and/or under insurance policy  in case another driver causes you bodily injury and does not have enough coverage, or no coverage, to pay your medicals bills and loss wages in a not at-fault accident.  If you have health insurance, some companies may cover this in lieu of owning said coverage or after insurance claims have been exhausted through the auto insurance company.  Check with your healthcare network provider to assure coverage.

Here at CWI Underwriters  we pride ourselves in representing companies that have the best claims service in town. Located in the Plantation, Fl area, yet offering competitive auto insurance to the entire state of Florida, give us a call! 888-636-6438 or check us out online at www.cwiunderwriters.com

Something to make you smile :)

Who doesn’t love a cute puppy?! If your having a bad day… step away from the computer… drop the phone.. and enjoy this cute video! Progressive can insure this cutie.. and they offer coverage for your doggy in the case of an accident!

[youtube=http://www.youtube.com/watch?v=lHAshi4vdbg]