Call us the Jeffersons…
We are Movin on Up !!!
As we reach our 3rd year here in this location in Sunrise, it’s pretty bittersweet! It’s been a great three years. We’ve laughed, cried, and laughed some more… but now we are finally moving! We bought an office… still near by… don’t panic! We haven’t completely left the area. We will keep you posted with pics of our move and when we are officially in our new location!
Miami Spice is here till Sept 30!
Miami Spice has got to be one of the best times of the year here in Miami! What is it you might ask? It’s when some of the top most elite restaurants in downtown Miami, South Beach, and all the other hot spots in Miami make a special menu where you can get a three course meal for only $35!
Will you be joining us? Check out the restaurants that are running the Miami Spice special. You can even get special rates on booking rooms in certain restaurants. Let us know if you go to any of them and how your experience was!
Need a job? Check out these places…
Nowadays everyone is either holding on to the job they have, or if you don’t have a job…you are actively searching for one. MSN Careers has posted 25 companies that are hiring in the month of August, if you need a job take a moment to look into these companies and tweak your resume!
Pay attention to these insurance myths
So many people have formed their own onions and ideas about who needs what kind of insurance, before you consider purchasing a policy you should ask your agent about any doubts that you have and clarify any myths you may be thinking about… these are some of the most common ones:
- Flood insurance is only for people who live in a high risk area — Everyone who lives in a National Flood Insurance Program area is eligible and can buy flood insurance.
- I’m the breadwinner in the home, so only I need life insurance — Have you seen the cost of childcare lately? Add that along with housekeeping, food preparation, home accountant, and school transportation. From that list alone one can see how much a spouse really contributes to the household budget. It is estimated a non-working spouse contributes at least, but usually more, the equivalent of a full time job.
- Umbrella insurance coverage is just for rich people —- Umbrella insurance is not just for the wealthy. With the common occurrence of lawsuits, umbrella insurance is a must for every home, auto, and watercraft owner. Umbrella insurance is designed to give one added liability protection above and beyond the limits on homeowners, auto, and watercraft personal insurance policies.
Please give CWI Underwriters a call if you have any questions or myths you need answered! We are always here to help! Visit us on www.cwiunderwriters.com or give us a call at 888.636.6438
Event Insurance with a little bit of SYTYCD!!
Dance competitions need to be insured against accidents. Anybody can easily get injured, as has already happened this season on So You Think You Can Dance. While speaking of So You Think You Can Dance… click on the link below to see an amazing hip hop routine!!!
Best Performance of this SYTYCD season!
In reality, any kind of event where should be insured. For example weddings, grand openings, and public events. You never know what can happen—give CWI Underwriters a call so we can help insure your events! 888-636-6438!
10 Car Maintenance Mistakes…
Do you slack off when it comes to maintaining your vehicle? Read the following article regarding your cars maintenance… It includes tips regarding your tires, oil changes, and your wipers!
http://editorial.autos.msn.com/article.aspx?cp-documentid=463862&icid=autos_0606>1=22012
What to do after an auto accident?
Sometimes when we are involved in an auto accident we are so nervous that we don’t know what to do next. Should you get there information? Take pictures? Here are a few steps to follow after an accident to gather the correct information…
1. TURN OFF your car and, if necessary, move it to a safe place; OUT OF HARM’S WAY. The law requires that you stop at the scene of the accident.
2. Check if everyone and everything is okay, and if necessary, call 911 for medical assistance.
3. ALWAYS Contact the police. By reporting the accident to the police and filing a report, you will help protect yourself from potential liability claims and legal action. DO NOT take the any parties “word” and try handling the accident between yourselves; you are setting yourself up for a HUGE headache!
(a police report is required for a “hit and run” claim and recommended if injury occurs, or if it is apparent that liability will be disputed. When the officer arrives, obtain his/her name, phone number, and the police report number)
4. If your vehicle is inoperable, call a towing company (or your roadside assistance company, usually provided by your insurance company) to move your vehicle. Don’t forget to jot down their name, address, and phone number of the towing company.
5. As soon as possible, contact your insurance provider to report the accident. (HINT: if it’s not your fault, call the at fault parties insurance company)
Important Information That You Need To Know:
1. Always exchange:
- contact information (name, addresses AND PHONE NUMBERS)
- Year, make, model, license plate number
- Insurance Carrier and policy number for all vehicles involved
2. If there are witnesses, get a statement
3. Take pictures of the damages to every vehicle, injured drivers and/or bystanders and the accident scene as a whole, if possible
4. Give details of the accident and cooperate with the police in providing answers to their questions. DO NOT ADMIT FAULT OR DICUSS THE DETAILS OF THE ACCIDENT WITH ANYONE OTHER THAN THE POLICE OR YOUR INSURANCE REPRESENATIVE.
Call your agent and ask them to provide you with an “Accident Report Form” to keep in your glove compartment to help expedite the claims process and report filing.
If you have any questions or if you want some more information about the procedures you can take click on the links below….
http://www.mapfrefl.com/Claims/claims/_KUUQYwouVXOPATe5U2M77g
Chinese drywall mayhem
Armin and Lisa Seifart and their two children moved in to their renovated Coconut Grove home and were never informed that Chinese drywall was used, said Erwin Gonzalez their attorney. A Florida Jury has just awarded $2.4 million in first Chinese Drywall case tried.
What effects on your health does Chinese Drywall pose? Some of the health concerns and health problems reported include an array of respiratory problems, nosebleeds, irritated eyes, and headaches. Of very serious concern is the possibility that the Chinese Drywall is emitting excessive amounts of hydrogen sulfide fumes, which can cause extreme irritation, unconsciousness, and even death.
Do you know if your home has Chinese drywall? Follow the steps below to do a mini-test to find out:
- Start by removing the switch plate covers around your home. Any place where you have a light switch or outlet will do. There will be a bare copper wire inside the box under the plastic cover. If you can see the bare shiny copper, your house most likely does not contain Chinese drywall. However, if the copper wire is blackened, this is a sign that your house contains toxic Chinese drywall.
- Check your circuit breaker, often found in the basement or garage of your home. Again, look at the bare copper wires in the box. Shiny copper is a sign of no toxic Chinese drywall, but blackened copper means you very well may have toxic Chinese drywall in your home.
- Try to get a look at the back side of the drywall in your home. This can be accomplished by going up the attic and looking at the backside of the ceiling drywall, or in a crawl through or other place in your home that exposes the backside of drywall. Look for the words “Knauf”, “Knauf Tiajin” or “Made in China” on the back of the drywall. Any of these is an indication that you may have toxic Chinese drywall in your home.
- Lastly, consider getting either a home inspection, or a less expensive and more convenient alternative, a Chinese drywall testing kit. A good kit is available from www.ChineseDrywallTesterKit.com. This will allow you to test your own home for the presence of toxic Chinese drywall.
Progressive can Insure your Boat
Progressive provides specialized insurance for boats. Their program can cover 95 percent of all boats on the water today including fishing boats, runabout, personal watercraft and boats up to 50 feet in length and $250,000 in value. They provide coverage for your customer’s specific needs with policy options like:
- Total Loss Replacement – replaces insured’s boat with a brand new one of similar make and quality
- Disappearing Deductibles – reduces the deductible by 25 percent at each claim free renewal
- Replacement Cost Fishing Equipment – up to $10,000 for tackle, rods, and reels
- Replacement Cost Personal Effects – protects the insured’s personal items including cameras, clothes, cell phones, etc
- 24-hour Roadside Assistance – covers trailer and tow vehicle, even if tow vehicle is not insured with Progressive Insurance
- Emergency Towing and Labor – provides on-water towing service
- Wreckage Removal Coverage
- Property Damage Liability – includes coverage for fuel spill cleanup
- Medical Payments – includes coverage for water-skiers
Give us a call so we can quote your boat & or personal watercraft. Visit us at www.cwiunderwriters.com
New Manmmercial…Thank you Old Spice!!
Have you had enough of the Old Spice manmmericals? We haven’t. Check out the newest one! It’s a great 32 seconds!